Sida Sicirada Lacagta Bixiyeya Halis kasta oo kale Calaamadaha Dhibaatada
Libor wuxuu gaaban yahay Lacagta Bixinta Lacagta London. Asal ahaan, bangiyada London ee ku jira Ururka Bangiga Dhalinyarada (British Banking Association) ayaa ku soo bandhigay miisaaniyad u dhiganta qiimaha bangiga adduunka.
Bishii Janaayo 2014, InterContinental Exchange waxay qabatay maamulkeeda. Taasina waa sababta oo ah BBA waxaa lagu helay dambi ah qiimo jaban . Xog-ogeysiinta sicir-barista ayaa muujisay sida bangigu u maamulay dulsaarka dulsaarka ee faa'idadooda.
Heerarka Dakhliga Taariikhda Libor
Jadwalkan hoose wuxuu muujinayaa muuqaal ah heerka qiimaha taariikhda Libor ee marka la barbardhigo saamiga laydhka ah ee sanad walba, laga bilaabo December 31, 1986. Fiiro gaar ah u yeela qiimaha Libor muddadii 2006 ilaa 2009, markii ay ka soocday fedaraalka sicirka lacagta.
Bishii Abriil 2008, saddexda bilood ee Libor waxay kor ugu kacday 2.9% xitaa markii kaydka Federaaliga ah uu hoos udhigay heerka miisaaniyadda ee 2%. Taasi waxay ahayd ka dib markii Fed ay si aad ah u hoos ugu dhacday qiimaha lix jeer toddobadii bilood ee hore. Qiimaha lacagta la bixiyo ee hadda jira ayaa ku soo noqday heerar caadi ah.
Maxay Libor ugu dhaqsaha badan uga soocday bartilmaameedka dulsaarka ee Fed? Bangiyadu waxay bilaabeen inay argagaxaan markii Fed ay ka soo baxaan Bear Stearns .
Waxay ku jirtey burbur iyada oo ay sababtay maalgashiyada qandaraasyada hoos-u - dhaca . Inta lagu jiro guga iyo xagaaga, bangiyadu waxa ay noqdeen kuwo ka xishoonaya inay midba midka kale wax amaahiyaan. Waxay ka cabsadeen deymaha oo ay ku jiraan deyn-bixinno hoos-u-dhac ah . Libor ayaa si joogta ah u kacay si uu u muujiyo qiimaha sare ee amaahda.
Oktoobar 8, 2008, Fedaraalka ayaa hoos u dhigay qiimaha lacageed ee la siiyay 1.5 boqolkiiba.
Libor wuxuu kor u kacay 4.8 boqolkiiba Oktoober 13. Jawaabtii, Dowgu wuxuu hoos u dhacay 14 boqolkiiba bishii Oktoobar.
Dhammaadkii 2009, Libor waxa uu ku soo noqday heerar caadi ah oo ay ugu wacan tahay tallaabooyinka Kaydka Federaalka ee lagu soo celinayo dejinta .
Tan iyo sannadkii 2010, Libor ayaa si joogta ah hoos ugu dhacay inuu ku dhawaado heerka lacagta la siiyo. Laga soo bilaabo 2010 ilaa 2013, Fed wuxuu isticmaalay caqli-celin xad-dhaaf ah si uu u ilaaliyo heerarka hooseeya. Waxay soo iibsatay liiska miisaaniyada Maraykanka iyo bangiyada deymanka ah ee laga helo bangiyada xubnaha ka ah.
Xilligii xagaaga 2011, Fed wuxuu ku dhawaaqay Hawl-Dhowrka Dhaqdhaqaaqa , oo ah qaab kale oo fudaydin ah. Inkasta oo taasi ay fududahay, qiimaha Libor ayaa kor u kacay dhammaadkii 2011. Maalgashadayaashu waxay ka walaacsan yihiin deynta mustaqbalka ee ka jirta Giriigga iyo kuwa kale ee wax ku oolka ah ee dhibaatooyinka deynta deymaha .
Dabayaaqadii 2015, Libor wuxuu bilaabay inuu kor u kaco. Maalgeliyeyaashu waxay filayaan in Guddiga Suuq-galka Furan ee Fiktooriya uu kordhin doono qiimaha miisaaniyadda ee bisha December. Isla arrimahan ayaa dhacay 2016.
3-Bilood Lacagta Lahaa Marka loo Barbar dhigo Jaantuska Lacagta Lacagta Lacageed
| Taariikhda | Qiimaha Sanduuqa Qaadashada | Heerka 3-bilood LIBOR |
|---|---|---|
| Dec 31 1986 | 6.00 | 6.43750 |
| Dec 31 1987 | 6.88 | 7.43750 |
| Dec 30 1988 | 9.75 | 9.31250 |
| Dec 29 1989 | 8.25 | 8.37500 |
| Dec 31 1990 | 7.00 | 7.57813 |
| Dec 31 1991 | 4.00 | 4.25000 |
| Dec 31 1992 | 3.00 | 3.43750 |
| Dec 31 1993 | 3.00 | 3.37500 |
| Dec 30 1994 | 5.50 | 6.50000 |
| Dec 29 1995 | 5.50 | 5.62500 |
| Dec 31 1996 | 5.25 | 5.56250 |
| Dec 31 1997 | 5.50 | 5.81250 |
| Dec 31 1998 | 4.75 | 5.06563 |
| Dec 31 1999 | 5.50 | 6.00375 |
| Dec 29 2000 | 6.50 | 6.39875 |
| Dec 31 2001 | 1.75 | 1.88125 |
| Dec 31 2002 | 1.25 | 1.38000 |
| Dec 31 2003 | 1.00 | 1.15188 |
| Dec 31 2004 | 2.25 | 2.56438 |
| Dec 30 2005 | 4.25 | 4.53625 |
| Jan 31 2006 | 4.50 | 4.68000 |
| Mar 28 2006 | 4.75 | 4.96000 |
| May 10 2006 | 5.00 | 5.16438 |
| Jun 29 2006 | 5.25 | 5.50813 |
| Sep 18 2007 | 4.75 | 5.58750 |
| Oct 31 2007 | 4.50 | 4.89375 |
| Dec 11 2007 | 4.25 | 5.11125 |
| Jan 22 2008 | 3.50 | 3.71750 |
| Jan 30 2008 | 3.00 | 3.23938 |
| Mar 18 2008 | 2.25 | 2.54188 |
| Apr 30 2008 | 2.00 | 2.85000 |
| Oct 8 2008 | 1.50 | 4.52375 |
| Oct 29 2008 | 1.00 | 3.42000 |
| Dec 16 2008 | 0 | 2.18563 |
| Mar 31 2009 | 0 | 1.19188 |
| Jun 17 2009 | 0 | 0.61000 |
| Dec 18 2009 | 0 | 0.25125 |
| Dec 31 2010 | 0 | 0.30281 |
| Dec 31 2011 | 0 | 0.58100 |
| Dec 31 2012 | 0 | 0.30600 |
| Dec 31 2013 | 0 | 0.24420 |
| Dec 31 2014 | 0 | 0.25560 |
| Dec 31 2015 | .50 | 0.62000 |
| Dec 31 2016 | .75 | 0.99789 |
(Waxaa laga soo xigtey: "Heerka Maalgalinta Taageerada Taariikhda" Federal Reserve ").
Taariikhda Hore
Sannadkii 1980s, bangiyada iyo maalgashadahuba waxay bilaabeen fursado ganacsi oo ku saleysan deynta. Qandaraasyada derajada ah waxay ballan-qaadeen inay soo celinayaan. Waxaa jiray hal hitch. Labada dhinacba waa inay ku heshiiyaan dulsaarka dulsaarka hoose. Waxay u baahnaayeen habka caadiga ah si loo ogaado waxa bangiyada ay ku soo dallacayaan deyn mustaqbalka ah.
Taasi waa marka Banking Banking Association uu soo galo. 1984, wuxuu abuuray guddi bangi ah. Waxay waydiisay waxa dulsaarka dulsaar ah ee ay ku kacayaan dhererka amaahda kala duwan ee lacagaha kala duwan. Bangiyada ayaa hadda isticmaali kara natiijooyinka qiimaha qiimaha.
Su'aasha sahlan ee dhabta ah waxay ahayd: "Maxaad u maleyneysaa in qadarka lacagaha ee bangiga dhexe ee bangiga loo soo bandhigi doono bangiyada kale ee bangiga kale ee maanta laga bilaabo 11-da subaxnimo?"
2-dii Sebtembar, 1985, BBA-da ayaa daabacday horaantii Libor. Waxaa loo yaqaan 'BBAIRS', oo gaaban Bankiga Dhexe ee Khayaarka Dhaqaalaha ee Ingiriiska. Bishii Janaayo 1986, waxa ay soo saartay heerka ugu horreeya ee Libor ee saddexda lacagaha ah: Doolarka Maraykanka , Ingiriiska, iyo Japan .
BBA waxay wax ka qabatay dhibaatada dhaqaale ee 2008 iyadoo la baddalayo su'aasha sahankeeda. Waxay weydiisatay xubnaha gudiga, "Markaad lacagta kaarka amaahatay, miyaad tahay inaad sidaas sameysid adiga oo weydiisanaya kadibna aqbalaya dalabaadka dhexdhexaadinta bangiyada ee suuq macquul ah kahor intaan la gaarin 11-ka subaxnimo?" Su'aashu waxay ahayd mid macquul ah. Waxay ku siisay natiijooyin wanaagsan adigoo bankiga weydiinaya waxa ay dhab ahaantii samayn karto, halkii ay ka fikiri lahayd.