Saamiyada iyo Bonds, Bandhigga Hawlaha Taariikhda

Raadinta wadarta guud ee sannadka ee sanadka ee loogu talagalay calaamadaha waaweyn waxay noqon kartaa hawl culus, markaa maalgashadayaashu waa inay helaan miiska soo socda oo faa'iido leh. Qaybta bidix waxay muujinaysaa soo laabashada Barclays US Index Bond Index (taas oo loo yaqaan 'Lehman US Indexed Bond Index' ka hor inta uusan burburin Lehman Brothers). Tilmaamuhu wuxuu cabbirayaa waxqabadka darajooyinka maal-galinta ee Maraykanka. Sida laga soo xigtay Babson Capital, laga soo bilaabo Febraayo 2011, index wuxuu ka koobnaa "qiyaastii 8,200 oo arrimo dakhli go'an ah waxaana lagu qiimeeyaa qiyaastii $ 15 trillion, oo ka dhigan 43% wadarta guud ee suuqyada Maraykanka.

Hantidhowrka waxaa ka mid ah Hantida Mareykanka , Arrimaha Dawladda, Shirkadaha Ganacsiga , Hantidhowrka Gurmadka ee Deeqaha, Cuntada Qasnadda leh ee Dakhliga Macaamiisha, iyo Sumuuqda Ganacsiga ee Daymaha Dayacan. "S & P 500 Index wuxuu cabiraa waxqabadka 500 shirkadood ee ugu weyn Suuqa Suuqa Mareykanka.

Faahfaahin dheeri ah oo ku saabsan sida saamiyada iyo bonds-ka ay ku xiran yihiin muddo dheer.

Jadwalkan hoose wuxuu muujinayaa soo noqoshada labadii asbuuc ee sannadka sanadka oo dhan 34 sano ee sanadka u dhexeeyay 1980-2013, oo ay ku xigto qaar ka mid ah tirakoobyada.

Sannad Barclays Agg. S & P 500 Farqiga
1980 2.71% 32.50% -29.79%
1981 6.26% -4.92% + 11.18%
1982 32.65% 21.55% + 11.10%
1983 8.19% 22.56% -14.37%
1984 15.15% 6.27% + 8.88%
1985 22.13% 31.73% -9.60%
1986 15.30% 18.67% -3.37%
1987 2.75% 5.25% -2.50%
1988 7.89% 16.61% -8.72%
1989 14.53% 31.69% -17.16%
1990 8.96% -3.11% + 12.07%
1991 16.00% 30.47% -14.47%
1992 7.40% 7.62% -0.22%
1993 9.75% 10.08% -0.33%
1994 -2.92% 1.32% -4.34%
1995 18.46% 37.58% -19.12%
1996 3.64% 22.96% -19.32%
1997 9.64% 33.36% -23.72%
1998 8.70% 28.58% -19.88%
1999 -0.82% 21.04% -21.86%
2000 11.63% -9.11% + 20.74%
2001 8.43% -11.89% + 20.32%
2002 10.26% -22.10% + 32.36%
2003 4.10% 28.68% -24.58%
2004 4.34% 10.88% -6.54%
2005 2.43% 4.91% -2.48%
2006 4.33% 15.79% -11.46%
2007 6.97% 5.49% + 1.48%
2008 5.24% -37.00% + 42.24%
2009 5.93% 26.46% -20.53%
2010 6.54% 15.06% -8.52%
2011 7.84% 2.11% + 5.73%
2012 4.22% 16.00% -11.78%
2013 -2.02% 32.39% -34.31%

Tirakoobka wadarta Barclays

Sannadle Sare: 31 ka mid ah 34

Soo Celinta ugu Sarreeya: 32.65%, 1982

Soo Celinta ugu Hooseeya: -2.92%, 1994

Celceliska sannadkii (1980-2013): 8.42%

( Fiiro gaar ah: tani waa si caadi ah faa'idada celceliska, maaha celcelis guud celcelis ahaan sanadkiiba ).

S & P 500 Tirakoobka

Sannad Sannadle ah: 28 ee 34

Soo celinta ugu sareeya: 37.58%, 1995

Soo Celinta ugu Hooseeya: -37.00%, 2008

Celcelis Sanadle ah: 13.92%

Tirakoobka isbarbar dhiga:

Sannadle Bonds Heerformed: 10 ee 34

Bonds 'Marxaladda ugu weyn ee kartida waxqabadka: 42.24%, 2008

Bonds 'Farogelin Ballaaran oo Hoos u Dhacay: -34.31%, 2013

Sidee Loogu Qaban Karaa 50-50 Isku Diiwaangelin Labo Indices?

Sannad Sarreysa: 30 ka mid ah 34

Soo Celinta ugu Sarreeya: 28.02%, 1995

Soo celinta ugu hooseysa: -15.88%, 2008 (Kuwa kale waxay ahaayeen 2002 (-5.92%), 2001 (-1.73), iyo 1994 (-0.80%)

Celcelis Sanadle ah: 11.17%

Tani waxay muujinaysaa in maalgashadayaashu ay ku kici doonaan ilaa 20% celinta saamiyada leh 50-50 kala qaybsanaan, laakiin khariidad la wadaagay ayaa sidoo kale lahaa khatarta hoose ee hooseysa.

Ku noqo Xogta, 1928-2013

Marka sambalka la balaariyo, farqiga uurku wuxuu kordhayaa. Baanka Federal Reserve ee St. Louis ayaa qiyaasay soo celinta kaydka, biilasha khasnadda, iyo bangiga 10-sano ah ee bond bonds tan iyo 1928. Xasuusnow in kuwani ay ka dhigan yihiin maalgashiyo kala duwan marka loo eego kuwa kor lagu soo bandhigay maadaama aysan S & P 500 ama Barclays Aggregate dib u dhicin kuwa fog . Saddex siyaabood oo muhiim ah: