Sida bangigu lacag ugu bixiyay macaamiil lacag badan
Maqnaanshaha Biyo la'aan
Bank of America waa mid ka mid ah bangiyada oo horseeday isbeddel ku dhaca lacag la'aanta. Kaydintaas waxay u oggolaanaysaa macaamiisha inay jeeg ka dhigaan ATM-ka iyagoo aan lahayn baqshad.
Taa baddalkeeda, ATM-yada ayaa akhrista xogta jeegga, rasiidhka macaamilka wuxuu ka koobanyahay sawirka jeegga. Laakiin haddii macaamilka uusan rabin sawirka iyo rasiidka, waxay dooran kartaa inaanan helin mid. In la tirtiro khatarta iyo khatarta ammaanka ee waraaqda ayaa ah qodobbada guud ee otomaatiga.
Horaantii, macaamiishu ma arki kari waayay sawirro jeeg ah oo lagu dhigo ATM-yada. Laakiin Bank of America waxay sameeyeen dhaqdhaqaaq hor leh oo ah macaamiisha si ay u awoodaan inay sidaa sameeyaan. Waa tallaabo u oggolaanaya macaamiisha inay bangiga goorta iyo sida ay rabaan - kharashka hooseeya ee Bank of America.
ATM-yada oo leh Taageero Teller
Inkastoo kaydka bilaa duulista ah ee hadda bangiga oo dhan oo dalka oo dhan ah, Bank of America ee 2013 soo bandhigay hab cusub ee ATM-yada si ay uga dhejiyaan baqshadda - Taageerada Teller.
"Tiknoolojiyada cusub waxay dadka macaamiisha ah siinaysaa adeegyo badan inta lagu jiro saacadaha dheeraadka ah si ay wax uga qabtaan baahidooda maalinlaha ah ee bangiga, waxayna u siiyaan waxqabad, xakameyn iyo dabacsanaan ku saabsan sida, goorta iyo meesha bangiga," Bank of America ayaa ku sheegay war saxaafadeed.
"Isticmaalka ATM-yada cusub, macaamiishu waxay la hadli karaan Bangiga America iyagoo isticmaalaya fiidiyo-waqti dhab ah isla markaana helaya tayada gargaarka shakhsiyadeed ee ay doonayaan haddii ay ku socdaan macaamiisha bangiyada."
Marka la eego in dad badani ay shaqeeyaan (ama ka soo noqdaan shaqada) inta lagu jiro saacadaha bangiga ee saacadaha bangiga, ATM oo leh caawinta Teller waxay u saamaxdaa macaamiisha inay bangigooda ku qabtaan saacado badan oo jilicsan - laga bilaabo 7 subaxnimo ilaa 10 galabnimo maalmaha shaqada iyo min 8 illaa 5 galabnimo dhammaadka toddobaadka.
Bank of America sharaxay sifooyinka qalab cusub sida soo socota:
- Jeegaga lacagta caddadka saxda ah, oo ay ku jirto isbedelka.
- Hel lacagta kaashka ah ee kala duwan ($ 1, $ 5, $ 20 iyo $ 100).
- Bixinta xisaabaadka dib u celinta lacagta (hawlaha mustaqbalka).
- Isku dhajin lacag dhigasho laba ama ka badan xisaab (shaqeynta mustaqbalka).
- Samee deymaha ama deynta credit card (shaqeynta mustaqbalka).
Kala soocitaanka
Inkastoo hay'adaha maaliyadeed sida Bank of America ay kordhinayaan sifooyinka ATM-yada si ay u siiyaan macquul-darro macaamiisha, dad badan, gaar ahaan dhalinyarada, waxay wadaan ATM-yada guud ahaan. Thanks to adeegga teknoolojiyada sida lacag dhigka tooska ah , Jeeg 21, PayPal iyo deynta auto, waa lagama maarmaan maaha inay booqato ATM-ga.
Si kastaba ha ahaatee, adeegyada ATM-yada ayaa siiya, si kastaba ha ahaatee, macaamiisha ay u badan tahay waa inay ka faa'iidaystaan iyaga, gaar ahaan haddii ay u wadi karaan ATM-ga halkii ay ku socon lahaayeen. ATM-yada ayaa loo ogolaaday macaamiisha inay badbaadiyaan wakhtiga ay qaadan lahayd si ay u galaan bangiga uguna sugto xariiqda wicitaanka. Isbedelka tiknoolajiyada ayaa hal maalin ah macnaheedu yahay dhammaadka ATM-yada.