Canshuurta Dawladda Hoose Lacagta Lacagta La Siiyo
Qadarka lacagta loo shaqeeyaha ka jaray mushaharkaagu wuxuu ku xiran yahay qiyaasta dakhliga guud ee lagu sameeyay foomka mushaharka sanadka, laga reebo wixii canshuur celin ah ee laga jaray mushaarka ka hor inta aan canshuurta la xisaabin.
Loo-shaqeeyayaashu waxay isticmaalaan gunnooyinka mamnuucaadda si ay u xisaabiyaan qadarka canshuurta dakhliga ee federaalka ah si looga jaro jeeg kasta. Lacagta la xayirayo waxaa dooranaya qofka shaqaalaha ah oo isticmaalaya foomka W-4 oo foomka loo dhiibo loo shaqeeyaha. Wixi faahfaahin dheeraad ah, fiiri Sida Loo Isticmaalo Lacagta Lacagta la Siiyo ee W-4 .
Badbaadada Bulshada ee Ka Hesho Mushaharka
Canshuurta Lambarka Bulshada waxaa lagu qabtaa xaddiga lacagta 6.2% ee mushaharka guud ka dib marka la gooyo wixii canshuur celin ah ee laga jaray canshuurta Lambarka Bulshada illaa sanadkii oo dhan $ 118,500 (sannadka 2015). Sababtoo ah canshuurta Lambarka Bulshada waxaa lagu qiimeeyaa heerka ugu sarreeya ee ugu sarreeya, caddadka Canshuurta Lambarka Bulshada ee loo yaqaan 'Caymiska Lambarka Bulshada' ayaa badanaa la mid ah canshuurta Lambarka Bulshada kaas oo qofku masuul ka yahay.
Hase yeeshee, waxaa jira waxyaabo ka reeban.
Ka reeban 1, Canshuurta Badbaada Bulshada
Shaqaalaha ka shaqeeya laba ama in ka badan loo shaqeeyaha waxay ogaan karaan in ay bixiyeen canshuur celintooda Lambarka Bulshada haddii dakhliga guud ee mushaharka, laga bilaabo dhammaan ilaha, uu ka badan yahay saldhigga mushaharka sanadka ee Lambarka Bulshada. Xaaladdan oo kale, canshuurta Lacag-bixinta ee dheeraadka ah ayaa dib loo soo celinayaa marka canshuur bixiyuhu uu fayl-gareeyo soo-celinta wuxuuna sheeganayaa Amniga Bulshada ee xad-dhaafka ah ee ka reebaya deynta.
Ka reeban 2, Caymiska Lambarka Bulshada ee Lacag La'aanta ah
Canshuurta Lambarka Bulshada waxaa lagu bixin karaa seddex siyaabood. Shaqaalaha qaarkood kuwaas oo helaya talooyin aan loo wargalinin cidda ay u shaqeeyaan ayna haysan wax canshuur ah. Xaaladdan, isticmaal Foomka 4137 si aad u xisaabiso cadadka Canshuurta Lambarka Bulshada iyo canshuurta Medicare ee ku qoran talooyinka aan la soo sheegin oo soo sheegaan cadadka dheeraadka ah ee canshuurta ee canshuurta sanadlaha ah.
Qaab labaad ayaa ah in shaqaalaha qaarkood si khaldan loo qoondeeyo qandaraasle madaxbanaan halkii ay uga shaqeyn lahaayeen shaqaaleeyahooda, kiiskuna, dakhliga ma laha wax canshuur ah. Xaaladdan, isticmaal Foomka 8919 si aad u xisaabiso qadarka canshuurta Lambarka Bulshada iyo canshuurta Medicare ee dakhliga oo u sheegaan cadadka dheeraadka ah ee canshuurta canshuurta sanadlaha ah.
Habka seddexaad waa in qaar ka mid ah hawlgabyada laga yaabo in ay helaan caymis ayadoo la marayo siyaasad caymis nololeed oo ka timaada shaqaalihii hore. Caymiska kooxeed ee caymiska nololeedka leh qiimo siyaasadeed ka badan $ 50,000 waa canshuur. Hase yeeshee, hawlgabku ma heli karo wax dakhli cadaan ah oo la xidhiidha macaashkooda hawlgab ee uu shaqaaleeyuhu ka caydhin karo canshuuraha. Xaaladdan, foomka W-2 ee hawlgabka wuxuu tilmaamayaa canshuurta Lambarka Bulshada ee aan la cayimin iyo canshuurta Medicare iyadoo la adeegsanayo Box 12 code M iyo code N.
Qofka hawlgabka ah wuxuu markaa ku darayaa lacagtan canshuur celintiisa sanadka. Eeg Tilmaanta IRS ee Foomka 1040 Khadka 60.
Medicare Diiditaanka Mushaharka
Canshuurta Medicare waxaa lagu xayiray heerka qiimaha caadiga ah ee 1.45% mushaharka guud marka laga gooyo wixii canshuur celin ah ee laga jaray canshuurta Medicare. Sababtoo ah canshuurta Medicare waxaa lagu qiimeeyaa qiimo caadi ah, qaddarka canshuurta Medicare-ka la mid ah waxay u dhigantaa qadarka canshuurta Medicare ee qofku mas'uul ka yahay. Si kastaba ha noqotee, laga bilaabo 2013, waxaa jira 0.9% Medicare Sodax cusub oo loogu talagalay dadka dakhligoodu sarreeyo. Waxaa suurtagal ah in qaar ka mid ah canshuur bixiyeyaasha aysan ahayn inay canshuurta Medicare ee kale ka dhigaan mushaharkooda, iyo wixii canshuur celin dheeraad ah oo Medicare ah oo la bixin doono ayaa lagu xisaabinayaa canshuur celinta.
Dawlad-goboleedyada iyo Xayiraadda Goobta Mushaharka
Dawladaha iyo dawladaha hoose waxaa laga yaabaa in ay diidaan dakhliga mushaharka ee canshuurta dakhliga gobolka, cashuurta dakhliga ee maxaliga ah iyo noocyada kale ee canshuuraha gobolka iyo canshuuraha sida caymiska naafada.
Sidee loo xisaabiyaa Lacagta la iska reebo ee foomka W-4
Shaqaaluhu waxay u wargaliyaan loo-shaqeeyayaashooda inta xayiraad ee la xayiray in ay isticmaalaan marka la xisaabinayo qadarka canshuurta dakhliga federaalka si ay u joojiyaan. (Lacagaha la iska reebo badanaa waxaa loo isticmaalaa in lagu xisaabiyo canshuur celinta canshuurta gobolka.) Waxaa jira laba hab oo lagu xisaabinayo tirada gunnooyinka la xayiro. Habka ugu horeeya waxaa laga heli karaa waraaqaha shaqada ee la socda foomka W-4. Bogga hore waa Qorshaha Lacagta Shaqsiga ee Shakhsi ahaaneed: tani waa waraaqda shaqada ee loo isticmaalo haddii aad haysato hal shaqo kaliya shaqaale ahaan. Bogga labaad waa Qorshaha Shaqada ee Labaad: Dhibaatooyinka Lagu Sameeyo Shaqaalaha Labaad: Tani waa waraaqda shaqada ee la isticmaalo haddii aad haysato labo ama kabadan shaqooyin ahaan shaqaale iyo xaaska / saygaaga oo labada isqabta ay leeyihiin shaqo.
Natiijada ugu dambeysa ee xaashidan shaqaaluhu waa tiro idil oo ka mid ah gunnooyinka reebista. Mid ka mid ah gunnooyinka la xannibay wuxuu la mid yahay hal shakhsi oo ka reeban shakhsi ahaan sanadka oo idil. Mid ka mid ah kaalmada dhaqaale ee la xayiray ayaa ah in la saaro $ 3,950 oo ah mushaarka guud ee mushaarka canshuurta laga qaado (2014). Sidaa daraadeed lacagta lagaa mamnuucay waxaa loo maleyn karaa inay tahay saamiga oo muujinaya cadadka canshuur celinta iyo canshuurta canshuurta ee aad rajeyneysid inaad haysato sannadka, oo loo qaybiyay qaddarka ka reebista shakhsi ahaaneed $ 3,950. Waraaqaha shaqada waxay kaa caawinayaan inaad ka shaqeysato xisaabtan. Waraaqo shaqo oo dheeraad ah ayaa laga helaa Daabacaadda 505. Haddii kale, waxaad isticmaali kartaa xisaabiyaha kaydka ee isdhexgalka ee ku yaal bogga internetka ee IRS.gov.
Khayraadka iyo Tixraaca Tixraaca
- Sharciga canshuurta ee ku saabsan haynta mushaharka waxaa laga helaa Qeybta Dakhliga Gudaha ee Dakhliga Gudaha 3402 iyo Xeerarka Maaliyadda ee ka bilaabma qaybta 31.3401 iyo kadib. Si aad u aragto dhammaan qaybaha ku habboon, fiiri miisaaniyada ku qoran shuruucda miisaaniyadda (26 CFR 31), Kalkaalinta E.
- Daabacaadda 505, Ka-jarista Canshuurta iyo Qiyaasta Canshuurta, waxay ka wada-hadashaa xayiraadda shakhsiyaadka. (Sidoo kale waxaa heli karaa dokumenti PDF ah .)
- Daabacaadda 15, Tusaha Canshuurta Loo-shaqeeyaha, wuxuu ka hadlayaa nidaamyada hannaanka loo shaqeeyaha. (Sidoo kale waxaa heli karaa dokumenti PDF ah .)
- Foomka W-4 waxaa loo isticmaalaa si loo dejiyo ama loo baddalo heerarka xayiraadda shaqaalaha. Foomka waxaa ka mid ah tilmaamaha iyo waraaqaha shaqada.
- Ka joojinta waxaa lagu falanqeynayaa cutubka 26 ee Canshuurtaada Dakhliga ee JK Lasser iyo cutubka 4 ee Ernst & Young Tax Guide .
- Xisaabinta iyo kaydinta xisaabiyaha laga qaato PaycheckCity: xisaabiyahan waxaa loo isticmaali karaa in lagu hubiyo xisaabinta xayiraadda jeegga mushaarka ama si loo ogaado waxa laga reebayo mushaharka mushaharka ayaa isticmaali kara gunnooyin kala duwan.