Sida loo Isticmaalo TOD ama Macaashka Gargaarka ah si looga fogaado Probate

Samee Guryo Real Estate Xayawaan aan Hubin ee Dalalka qaarkood

FIIRO GAAR AH: Sharciyada dawlad-goboleedku waxay isbeddelayaan marar badanna macluumaadka soo socda ayaa laga yaabaa inaanay muuqan isbeddel dhowaan. Canshuurta hadda ama talada sharciga ah, fadlan la tasho xisaabiye ama qareenka tan iyo inta macluumaadka ku jira qodobkan aanu ahayn canshuur ama talo sharci oo aan beddelayn canshuur ama talo sharci.

Tirada sii kordheysa ee gobolada, nooc cusub oo dukumiinti sharci ah ayaa la soo bandhigay kaas oo u oggolaanaya milkiilayaasha guryaha inay magacaabaan cidda ay doonayaan inay dhaxlaan hantidooda markay dhintaan.

Haddii ay saxeexan tahay oo la duubay, kadibna nooca cusub ee dokumantiga ah, oo loo yaqaan ' transfer to death' (ama TOD) oo ku shaqeynaya ama ku dhaartay ama ka-faa'iideystey ama u-fasiray, waxay u oggolaan doonaan guryaha hantida maguurtada ah ee lagu sharaxay fal-dambiyeedka tijaabin .

Laga bilaabo Julaay 1, 2014, dawladaha aqoonsanaya wareejinta waxqabadka dhimashada ama hawlaha ka-faa'iideystayaasha waa sidan soo socota:

• Alaska
• Arizona
• Arkansas
• Colorado
• Degmada Columbia
• Hawaii
• Illinois
• Indiana
• Kansas
• Minnesota
• Missouri
• Montana
• Nebraska
• Nevada
• New Mexico
• Waqooyiga Dakota
• Ohio
• Oklahoma
• Oregon
• Koonfurta Dakota
• Virginia
• Washington
• West Virginia
• Wisconsin
• Wyoming

Ka sokow dawladaha aqoonsaday bedelidda hawlaha dhimashada (ama affidavits) ama hawlaha faa'iidooyinka leh ee ay dejisay sharciyada ay soo saareen Baarlamaanka gobolka, ugu yaraan saddex dawladood - Florida, Michigan iyo Texas - waxay aqoonsadaan " Guryaha nolosha ee kor loo qaaday ," ayaa sidoo kale loo yaqaan " Lady Bird Deed, "Sharciga guud ee dowladeed. Gobolladahaan, hantida sii korodhsanaya ee nolosha ayaa u shaqeyneysa qaab la mid ah gudbinta dhimashada.

Sidee Maqnaanshaha TOD ama Dukumiintay la midka ah waxay ka shaqeysaa in laga fogaado Probate

Siduu TOD u shaqeyn lahaa (ama u dhaartey) ama hanti la kordhiyay oo la xoojiyey ayaa loo isticmaalaa si looga fogaado in tijaabooyinku ay si toos ah u toosiyaan:

1. Ugu horeyn, mulkiiluhu wuxuu saxiixaa qoraal cusub (ama warqadda dhaarta) kaas oo sheegaya inuu dhaxli doono hantida mulkiilaha ka dib dhimashada milkiilaha. Ogsoonow in gobolada qaarkood qareen ayaa loo baahan yahay si loo diyaariyo shaqadan cusub. Magaalada Florida, waxaa si weyn loogu talinayaa in qareenku uu diyaariyo xayawaanka nolosha "kor loo qaado" ee loo xilsaaray si looga fogaado in uusan diyaar u aheyn sidii loo diyaarin lahaa "nolol caadi ah"

1. Marka xigta, qoraalka cusub ama dhaarta cusub ayaa lagu diiwaan geliyaa diiwaanka dadweynaha ee ku haboon. Tani waxay badanaa ku yaal gobolka oo ah meesha hantida maguurtada ah ay ku taal ayna tahay inaanu ku dhicin canshuur celin mooyaane maadaama uusan laheyn bedel degdeg ah. Qiimaha qorista way kala duwan yihiin gobalka illaa iyo waxay ka geli kartaa meel kasta oo ka socota $ 10.00 illaa $ 100.00.
2. Ugu dambeyntii, ka dib markii milkiiluhu dhinto, shahaadada dhimashada waxaa lagu diiwaangeliyaa isla diiwaanka dhulka dadweynaha oo ah meesha hantida maguurtada ah ay ku taal si dunida loo dhigo ogeysiis ah in magaca hantida maguurtada loo wareejiyay magacyada ka-faa'iideystayaasha lagu taxay TOD waxay qabatay (ama dhaartey) ama darajo nololeed oo kordhay sababtoo ah dhimashada milkiilaha.

Maxaa dhacaya haddii milkiilaha danbe uu doonayo inuu magacaabo faa'iidooyinka kala duwan?

Maxaa dhacaya haddii milkiilaha hantida maguurtada ka dib uu baddalo maskaxeed oo uu rabo in hantida maguurtada ah ay u tagto ka- faa'iideystayaal kale ? Kadibna milkiiluhu wuxuu saxiixi karaa oo uu qori karaa TODA cusub (ama affidavit) ama xayawaan nololeed oo kordhay.

Miyaad Ka Qaadan Doonta Maqnaanshaha ama Dukumiinti la mid ah si aad uga fogaato Probate of Real Estate?

Himilada kama dambaysta ah ee TOD-da (ama affidavit) ama xayawaan nololeed oo kordhay ayaa ah in laga fogaado geeddi-socodka qadarinta hantida kaddib marka milkiilaha hantida maguurtada ahi dhinto.

Si kastaba ha noqotee, shuruucda xukuma noocyada noocaas ah ama dukumintiyada la midka ah ayaa si aad ah u kala duwanaanaya gobolka illaa iyo dhammaadka, TOD-yada la sameeyey (ama affidavit) ama xayawaan nololeed oo kordhay ayaa laga yaabaa inaanay sax ahayn xaaladaha qaarkood.

Haddii aad leedahay hanti maguurto ah oo ka mid ah dawladaha hadda xaadiraya waxqabadka TOD, waxqabadka ka-faa'iideysiga, HESHIISKA, ama amniga guryaha ee kordhay, ka dibna la tashiga qareenka qorshaynta guryaha ee ku haboon gobolka si loo go'aamiyo haddii mid sax yahay adiga iyo qoyskaaga .