Lacag Bixinta Laga Yidhaahdo Death (POD)

Bixinta Kharashka Dhimashada Dhimashada Ka fogow Probate ee xisaabtaada Baankaaga

Lacag bixinta koontada dhimashada, ama xisaabta POD ee gaaban, waa nooca gaarka ah ee koontada bangiga ee lagu aqoonsanayo sharciga Mareykanka ee US. Koontooyinka POD waxaa loo samayn karaa jeegareynta xisaabaadka , xisaabta kaydka, suuqyada lacagta , iyo shahaadooyinka deebaajiga iyo sidoo kale curaarta kaydka ee Maraykanka.

Koontada POD waxay u oggolaaneysaa lacagta ku haray xisaabta marka milkiilaha xisaabtanka uu dhinto si toos ah uga faa'iideystayaasha leh ee loo yaqaan 'owner account'.

Waxay ka dhici doontaa meel ka baxsan shuruudaha , guud ahaan, dhammaan ka-faa'iideystayaasha xisaabta POD waa inay sameeyaan si ay u helaan koontaroolka kaddib marka uu milkiiluhu dhinto waa inuu tuso maamulaha bangiga shahaadada dhimashada asalka ah ee mulkiilaha. Lacagta ku jirta xisaabta POD ayaa markaa kadib la siin doonaa ka-faa'iideystayaasha lagu magacaabo mulkiilaha xisaabta ee foomka magac- bixinta ee ka-faa'iideysta faylka bangiga. Waa muhiim in la fahmo in xisaabta bangiga ay u gudbin doonto ka-faa'iideysteyaasha POD xitaa haddii milkiilaha xisaabta POD uu lahaa rabitaankii ugu dambeeyay iyo ballanqaadka ama dib-u-noolaanshaha kalsoonida nolosha iyo iyada oo aan loo eegin waxa rabitaanka ama kalsoonida uu leeyahay.

Yaa Heli Kara Heshiiska POD?

Inkasta oo milkiilaha POD-da nool yahay, ka-faa'iideystayaasha loo magacaabay milkiilaha in uu helo lacagta ka tagtay xisaabta kadib markii milkiilaha dhintay uu helin wax fursad ah ama lagu xakamaynayo xisaabta POD, kaliya mulkiiluhu wuxuu heli doonaa oo koontaroolayaa lacag ka badan lacagtii lagu qabtay koontada.

Sidoo kale, milkiilaha ayaa bedeli kara ka-faa'iideystayaasha xisaabta POD wakhti kasta inta uu milkiiluhu wali nool yahay oo karti u leh inuu wax ka bedelo koontada.

Miyuu POD Xisaabtanku yeelan karaa qof ka badan hal qof?

Xisaabaadka POD maaha in la dejiyo qof keliya. Laba, seddex ama xitaa dad badan ayaa heli kara xisaabta POD inta qof kasta oo ka mid ah milkiilayaasha weli nool yahay, kadib marka milkiilaha ugu dambeeya uu dhinto lacagta ku haray xisaabta POD ayaa la siin doonaa ka-faa'iideystayaasha lagu magacaabo milkiilaha ugu dambeeyay ee badbaadaya .

Miyuu POD Xisaabtanku Loogu Sameeyaa Lacagta Lacagta La'aanta Kale?

Milkiilaha xisaabta POD qasab ma aha inay ka dhigaan xisaabta si siman haddii ka badan ka-faa'iideystaha la magacaabay. Halkii, haddii ka badan hal ka-faa'iideyste waxaa lagu magacaabaa milkiilaha xisaabta POD si uu u helo hantida ku hartay xisaabta kaddib marka uu milkiiluhu dhinto, ka-faa'iideystayaashu waxay heli doonaan xisaabinta xisaabtanka inta ay ku qoran tahay mulkiilaha uu ku qoran yahay foomka magac-bixinta ka-faa'iideystaha.

Maxaa dhacaya haddii qof loo Magacaabo Faa'iidaystaha Aqoonsiga POD?

Haddii ka-faa'iideyste lagu magacaabo mulkiilaha POD-da ayaa horay u soo iibsaday mulkiilaha, ka dibna lacagta ku haray xisaabta waxaa loo bixinayaa si siman dadka ka-faa'iideystayaasha ah. Tusaale ahaan, haddii milkiiluhu magacaabo afar ka-faa'iideyste iyo mid ka mid ah ka-faa'iideystayaasha la magacaabay ayaa horay u mulkiilaha milkiilaha, mulkiiluhu wax isbeddel ah kuma sameynayo magac-bixinta ka-faa'iideystaha, ka dibna lacagta ka hartay xisaabta marka uu milkiiluhu dhinto si isku mid ah loo bixiyo saddex ka-faa'iideyste oo ka badbaaday. Laakiin waxa dhacaya haddii milkiiluhu magacaabo hal qof oo ka-faa'iideystey oo isagu ama iyadu horay u soo iibsadeen mulkiilaha xisaabtana mulkiiluhu marnaba isbeddelo magacaabista ka-faa'iideystayaasha? Kadibna lacagta ku haray xisaabta POD waxay noqon doontaa qayb ka mid ah hantida hantidhawrka ee mulkiilaha.

Gargaar faa'iido leh

Marka laga reebo xisaabaadka bangiga POD iyo curaarta kaydka, dawladaha qaarkood waxay aqoonsadaan dhimista dhimashada, dhimashada, ama ka-faa'iideystayaasha: Sida loo Isticmaalo Bedelka Dhimashada Dhimashada ama Ka-faa'iideystaha Gargaar si looga fogaado Probate .