Lacagta cashuurta federaalka ah ee qiimaheedu yahay $ 2,000 oo ah kharashka waxbarashada kharashka
Waxaad codsan kartaa Lifetime Learning Credit canshuur celintaada haddii adiga, xaaskaaga, ama dadka kugu tiirsan ay ku qoran yihiin xarun waxbarasho oo u qalma oo aad masuul ka ahayd bixinta kharashka kuleejka.
Si ka duwan Deynka Fursadaha Maraykanku , waxaad ubaahantahay inaadan noqon afartii sano ee hore ee fasalada shahaadada. Xitaa haddii aad qaadatay hal fasal, waxaad ka faa'iideysan kartaa Lifetime Learning Credit.
Machadyada Waxbarasho ee U-qalma
Dhamaan kulliyadaha iyo jaamacadaha la aqoonsan yahay waa kuwo waxbarasho oo u qalma . Intaa waxaa dheer, dugsiyada xirfadaha iyo hay'adaha kale ee ka dambeeya dugsiyada ayaa iyagana xaq u leh. Asal ahaan, haddii machadku u qalmo inuu kaqeyb qaato barnaamijyada gargaarka ardayga ee federaalka iyada oo Waaxda Waxbarashada ee Maraykanku, markaa waxaad isticmaali kartaa kharashka dugsiga si loogu dalbado Canshuurta Cashuurta Waxbarashada Nolol-badbaadinta.
Kharashka ku baxa
Qaadashada kharashka waxaa ka mid ah lacagaha lagu bixiyo kharashka waxbarashada iyo khidmadaha loo baahan yahay (sida diiwaangelinta iyo khidmadaha jirka ardayga). Qaadashada kharashka kuma jiraan mid ka mid ah kuwan soo socda: buugta, sahayda, qalabka, qolka iyo boorsada, caymiska, kharashka caafimaadka ardayga, gaadiidka, ama kharashaadka nolosha.
Waa inaad mas'uul ka tahay bixinta kharashka kuleejka iyo khidmadaha. Waxa kale oo aad u baahan tahay inaad yareyso kharashyada u-qalmitaanka markaad ku ogaanaysid canshuurtaada canshuurta adoo adeegsanaya caddadka taageerada maaliyadeed ee laga helo deeqaha, deeqaha waxbarasho, ama magdhow ka bixiyahaaga. Uma baahnid inaad yareyso qarashaadka u qalmidda, hase yeeshee, haddii aad ku bixisay waxbarashada jaamacadda adoo isticmaalaya miisaaniyad amaahda, oo ay ku jiraan deynta ardayga, ama adoo isticmaalaya hadiyado xubnaha qoyska.
Ayaa Yaa Dalban Karaya Dhibcaha Waxbarashada?
Haddii wiilkaaga ama gabadhaada u socoto kulliyadda oo aad u sheegto isaga ama iyada ku tiirsan tahay, markaa waxaad codsan kartaa dhibcooyinka waxbarashada ee canshuur celintaada. Haddii wiilkaaga ama gabadhaada aysan ahayn mid ku tiirsan, markaa waa inuu amaahdaa wixii waxtar ah ee waxbarasho ee canshuur celintiisa. Haddii aad bixiso kharashka kuleejka qof aan ku-tiirsaneeyn, ma dalban kartid wax canshuur celin ah.
Xaddidnaanta Daqliga ee Waxbarashada Nolol-badbaadinta Nolosha
Qadarka Waxbarashada Nolol-doonka ee Nolol-badbaadinta ayaa ku xaddidan tahay xadka ka baxsan. Haddii dakhliga guud ee isbeddelka ah ee la hagaajiyay uu ka hooseeyo jadwalka, dakhliga cashuurta laguma dhimayo. Haddii dakhligaagu uu kudhaxan yahay qayb ka mid ah kala duwanaansho-bixinta, deynta canshuurtaada waa la dhimi doonaa. Haddii dakhligaagu uu ka sarreeyo xadka ka baxsan, xaq uma lihid inaad codsatid Canshuur Cashuurta Lifetime Learning credit.
Sannadka 2016-ka, heerka kala-soocidda dakhliga ayaa ah:
- $ 55,000 ilaa $ 65,000: Hal, Madaxa Qoyska, ama Fursada Cunuga
- $ 110,000 ilaa $ 130,000: Canshuurta guurka ah ee wada nool
Sannadka 2015, dakhliga soo noqoshada dakhliga soo baxa waa:
- $ 55,000 ilaa $ 65,000: Hal, Madaxa Qoyska, ama Fursada Cunuga
- $ 110,000 ilaa $ 130,000: Canshuurta guurka ah ee wada nool
Sannadka 2014 , dakhliga soo noqoshada dakhliga soo baxa waa:
- $ 54,000 ilaa $ 64,000: Hal, Madaxa Qoyska, ama Fursada Cunuga
- $ 108,000 ilaa $ 128,000: Canshuurta Isku-jira ee wada nool
Sannadka 2013 , dakhliga soo noqoshada dakhliga soo baxa waa:
- $ 53,000 ilaa $ 63,000: Hal, Madaxa Qoyska, ama Fursiga Cunuga
- $ 107,000 ilaa $ 127,000: Lammaane isqaba oo wada jir ah
Sannadka 2012 , heerka istiraatijiyaadka dakhliga soo baxa waa:
- $ 52,000 ilaa $ 62,000: Kaligeed, Madaxa Qoyska, ama Fursada Cunuga
- $ 104,000 ilaa $ 124,000: Lammaane isqaba oo wada jir ah
Isbarbardhigga Canshuuraha Kale ee Waxbarashada Kale
Cashuurta iyo khidmada canshuurtu waxay dhamaatay dhammaadkii sannadka 2014. Dhimistaan, oo laga yaabo in dib loo cusbooneysiiyo Congress, waxay la mid tahay Lifetime Learning Credit (Lifetime Learning Credit) in labadaba canshuurta laga heli karo arday kasta oo qaadanaya fasalada kuleejka ama waxbarashada kale ee dambe , iyadoon loo eegin haddii ay wax baranayeen ama wakhti dhiman ah.
Marka la barbardhigo Deeqaha Fursadda Maraykanka, Lifetime Learning Credit waxaa loo heli karaa heer kasta oo waxbarasho sare ah (shahaadada, qalinjabinta, koorsooyinka dheeraadka ah, dugsiyada xirfadaha, iyo wixii la mid ah). Deeqda Maraykanka ee Fursadda (Opportunity Credit), taa lid ku ah, waxaa la heli karaa oo kaliya afarta sano ee ugu horreysa waxbarashada dugsiga sare.
Sidoo kale, Credit Opportunity Credit waxaa loo goonayaa dadka leh dakhliga guud ee isbeddelka la isku habeeyey laga soo bilaabo $ 80,000 ilaa $ 90,000 (dadka aan is qabin) ama $ 160,000 ilaa $ 180,000 (lammaaneyaasha isqaba ee si wadajir ah u wadaagaya) sannadka 2016.
Marka la barbardhigo, 2016-ka, Waxbarashada Nolol-badbaadinta Nolol-doonka ah ayaa laga goynayaa dadka aan is qabin oo leh $ 55,000 ilaa $ 65,000 oo ah dakhliga guud ee la isku habeeyey. Sidaa daraadeed, Deeqda Maraykanku waxay heli kartaa ardayda (ama waalidkood) dakhligooda weyn marka la barbar dhigo Lifetime Learning Credit.
Khayraadka IRS
- Foomka 8863, Heerarka Waxbarashada (pdf)
- Tilmaamaha loogu talagalay Foomka 8863 (pdf)
- Dheefaha Cashuurta ee Xarunta Macluumaadka Waxbarashada
- Guudmarka Lacagta Waxbarashada Nolol-badbaadinta
- Daabacaadda 970, Faa'iidooyinka Cashuurta ee Waxbarashada
Ugu danbeyn dib loo eegay 10/26/2015.