Shakhsiyaadka waxay badbaadin karaan illaa $ 18,000 iyada oo loo marayo qorshaha magdhawga ee 457.
Sannadka 2017, dadku waxay ku dari karaan ilaa $ 18,000 sidii loo kala dooran lahaa qorshaha loo-shaqeeyaha ee 457 ee la bixiyay. Intaa waxaa dheer, ka qaybgalayaasha da'doodu tahay 50 ama ka weyn waxay ku dari karaan $ 6,000 oo dheeri ah oo ah ka qayb qaadashada soo qabashada.
Isugeynta wadarta qorshaha 457 ma badna karto 100% oo ka mid ah magdhawga shaqaalaha ee sannadka.
| 457 Qorshee Xaddiga Kharashka Sanadka | ||||
| Sannad | Xadka Xaddidan ee Mushaharka Gaarka ah | Kaqaybgalka canshuurta haddii da'diisu tahay 50 jir ama ka weyn | Wadarta Xaddidnaanta Kaqaybqaataha Shaqaalaha | Xigasho |
| 2017 | $ 18,000 | $ 6,000 | $ 24,000 | IR-2016-141 |
| 2016 | $ 18,000 | $ 6,000 | $ 24,000 | IR-2015-118 |
| 2015 | $ 18,000 | $ 6,000 | $ 24,000 | IR-2014-99 |
| 2014 | $ 17,500 | $ 5,500 | $ 23,000 | IR-2013-86 |
| 2013 | $ 17,500 | $ 5,500 | $ 23,000 | IR-2012-77 |
| 2012 | $ 17,000 | $ 5,500 | $ 22,500 | IR-2011-103 |
| 2011 | $ 16,500 | $ 5,500 | $ 22,000 | IR-2010-108 |
| 2010 | $ 16,500 | $ 5,500 | $ 22,000 | IR-2009-94 |
| 2009 | $ 16,500 | $ 5,500 | $ 22,000 | IR-2008-118 |
Qorshaha 457 ee qorshaha qorshaha ah wuxuu khuseeyaa dhammaan 457 qorshooyinka ee laga yaabo inaad haysan karto sanadka hadda. Haddii aad ka shaqeyso laba ama in ka badan shaqooyinka ama shaqooyinka badalaya bartamaha sanadka, markaa waxaad u baahan tahay inaad la socoto qorshahaaga 457 ee qorshahaaga si aad u hubiso inaadan wax ka badan xadadka.
Dadka loogu talagalay inay ku darsadaan xaddiga ugu badan ee la oggol yahay, waxay noqon kartaa mid sahlan in la jebiyo xadka sanadlaha ee u dhigma lacagta doollarka isla mudada mushaharka.
Sidaa daraadeed, waxaad kaydsan doontaa isla lacagtii isla mudada mushaharka oo aad noqon doonto mid kharashka ku baxaya oo aad ku xisaabtamayso maalgashigaaga hawlgabka.
457 Qorshooyinka Ruqsadaha Qorshaha Wanaagsan ee Wanaagsan
Laga soo bilaabo 2010, loo shaqeeyayaasha waxaa loo oggol yahay inay bixiyaan xisaabxirta Roth ee loogu talagalay gudaha gudaha qorshooyinka magdhawga ee 457. Markii hore, 457 qorshe ayaa la qabtay kaliya xisaab-celin canshuur celin ah.
Sharciga Ganacsiga yaryar ee Ganacsiga ee 2010 ayaa u oggolaanaya loo-shaqeeyayaasha inay dib u eegaan qorshahooda 457 si ay u oggolaadaan shaqaaluhu in ay bixiyaan mushaarkooda mushaharka ee loo qoondeeyey koontada canshuurta ka dib ee loo qoondeeyey iyo inay u oggolaadaan shaqaalaha inay u rogaan keydkooda canshuurta ka horeeya canshuurta ka dib.
Ka qaybqaadashada 457 iyo 401 (k) ama 403 (b) Qorshayaasha
Shaqo-bixiyeyaasha qaarkood waxay bixiyaan qorshaha qaybta 457 iyo qorshaha 401 (k) ama qorshaha 403 (b) shaqaalahooda. Xaaladdan, shaqaaluhu waxay ku kordhin karaan sannadkii ugu badnaan labada qorshe.
Tixraaca Waxyaabaha laga helo Websaydka IRS:
- IRC 457 Qorshooyinka Magdhawga Masruufka
- Mawduuca Hawlgabka - 457 (b) Xaddidnadda Kaqaybgalka
- IRS waxay ku dhawaaqday xayiraadda Qorshaha Hawlgabka 2017 (IR-2016-141)
- Immisa Mushahar Ayaa Ka Joojin Kartaa Haddii Aad U Baahan Tahay In ka Badan Hal Qorshe Hawlgab?