Niyadjabka nolosha ee dib loo noqon karo

Aan wajahno, shuruudaha qorshaynta guryaha waxay noqon karaan kuwo jaahwareer ah, gaar ahaan tan qareennada qorshaynta guryaha ee kala duwan waxay isticmaalaan shuruudo kala duwan oo macnohoodu yahay isku mid. Qaado "Trust Living" iyo "Dib-u-noqoshada Trust" iyo "Dib-u-noolaanshaha Niyadjabka Dib-u-noqoshada" - dhammaan saddexda shuruudahaan waxaa loo isticmaali karaa in lagu sharaxo wax la mid ah - kalsooni la abuuray inta aad nool yihiin iyo haraatid oo aad beddeli karto, isbeddel ama gabi ahaanba joojin intaad weli nool tahay iyo haraatid.

Sidaa darteed Maxay tahay Hey'adda Nolosha La Waajiriin karo?

Si khaas ah, Guryaha Nolol-raadinta ah waa dukumiinti sharci ah oo uu abuuray shakhsi, oo loo yaqaan 'Grantor, Settlor, Trustor ama Trusteerer, si uu u haysto oo u lahaado hantida Truster-ka, kuwaasi oo maalgashanaya oo loo isticmaalay faa'iidada Truster ka-faa'iideystaha uu hayo maamulaha loo yaqaan 'Trustee'. Xaaladaha badankood, Truster-yada kalsoonida waxay sidoo kale noqon doontaa Wakiilka, inkastoo qaar ka mid ah dadka hodanka ah ay dooran karaan inay heystaan ​​hay'ad ay maamusho hantidooda aaminaadda.

Dib-u-noqoshada iyo Dib-u-noolaanshaha Dib-u-noqoshada

Sidaa darteed maxay u jiraan erayo kala duwan oo lagu sharraxayo isla isku mid? Sababtoo ah, sida uu hadalka u socdo, "Qof kasta oo isaga / iyadu iska leh." Qaar ka mid ah qareennada qorshaynta ee guryaha , oo ay ku jiraan aniga, isticmaal ereyga "Nolol badbaadin" marka la magacaabayo heshiiska macaamilka 'Revocable Living Trust': "Jane Doe Living Trust taariikhdeeda Febraayo 29 , 2012. "

Maxay tahay sababta aan u jeclahay in aan magacayga u sheego "macaamiisha nololeed"?

Ugu badnaan sababtoo ah ereyadani waa ka gaaban tahay "Dib-u-noqoshada Trust" ama "Dib-u-noolaanshaha Dib-u-noqoshada" ama "Cadeynta Guurtida" wayna fududahay in la fahmo "Inter Vivos Trust" ("Inter vivos" macnaheedu waa "inta u dhexeysa nolosha" ee Laatiinka).

Qulqul-daro iyo Axdiyadaha Axdiga ah

Iyadoo dhamaanteed la yidhi, waa inaad ogaataa in ereyga "Living Trust" loo isticmaali karo sharaxaad ka mid ah "Baxnaanshaha Trust" ee la abuuray intaad noolaato iyo haraatid, sidaa daraadeed samee " Hay'adda Nolol Baaxad leh ". Waxa ay ka duwan tahay "Axdiga Hore", taas oo ah kalsooni ah in uu dhaqan galo ka dib dhimashada qofkii abuuray kalsoonida.

Laakiin illaa iyo immika, marnaba ma aan soo koobin Trust Trust taas oo loo magacaabay "Jane Doe Raashin ku noolaanshaha" - laakiin taasi maaha inay sheegto meel, meel, meel aamin ah oo la yiraahdo Jane Doe Cunaqabateynta Nolosha. Caadi ahaan, Hantidhowrka Wanaagsan waxaa lagu magacaabaa "Jane Doe Irrevocable Trust", iyo mararka qaarkood ereyada "Caymiska Nolosha" waxaa lagu tuuraa marka noocaas oo la aaminsan yahay la abuuray - "Jane Doe Caymiska Caymiska Nolosha".

Maxaa ku jira Magaca?

Waxaa laga yaabaa in dhamaantani ay kugu wareerin halkii aad ka caawin laheyd inaad fahamto farqiga u dhexeeya hay'adaha aan la xiqaabin, guusha aan la raacin karin, sugidda nolosha iyo kalsoonida kaleba . Haddii aad jahwareersan tahay, ha joogin. Kalsooni ayaa loo magacaabi karaa wax kasta, laakiin qareenada qorshaynta badankooda waxay ku dheggan yihiin isla habka caado, taas oo badanaa ku saleysan waxa ay ku barteen qareen weyn oo badan markii ay bilaabeen qorshaynta guryaha.

Waa wax aad u muhiim ah in la xusuusto in aan loo eegin waxa kalsoonida la magacaabay, waa shuruudaha iyo qodobada ku jira heshiiska kalsoonida ee qoraalka ah ee qeexaya sida kalsoonida loo hirgeliyo loona geeyo inta uu nool yahay inta uu nool yahay. Magaca kalsoonidu waa sida loo soo gudbiyo oo inta badan ma leh macnaha sharciga ama muhiimadda kasta.

Sidoo kale, maskaxda ku hay in haddii aad weydiisatid kalsooni la xayirin karo , lakiin halkii aad ku heli lahayd kalsooni aan loo baahnayn, markaa tani waxay si fiican u soo bandhigeysaa mushkilad mustaqbalka tan iyo markii la isku halleyn karo kalsoonidii la bedeli karo wakhti kasta, hase yeeshee kalsoonidoon aan la bedeli karin lama bedeli karo ama waxaa la beddeli karaa oo kaliya markaad boodo oo aad ku qaadatid qadado sharci oo kala duwan.