Fahmida Shuruudaha Caymiska Caruurta Ugu Yar

Liisanka Gobolka-Dhigashada ee Shuruudaha Caymiska Gaarka ah

Maxay Yihiin Shuruudaha Caymiska Gaarka ah ee Ugu Yar?

Shuruudaha caymiska ee ugu yar ee gobolka waa shuruudaha caymiska baabuurka ee gobol kasta, sharci ahaan loogu talagalay dadka deggan. Shuruudaha ugu hooseeya ee dowlad kasta waxaa laga heli karaa bogga internetka ee caymiska gobolka , waxaan ku soo darnay halkan si aad u hesho tixraac sahlan, kaliya u gudbi gobolkaaga oo eeg.

Marka aad liiska lihi, waxaad dareemi doontaa in baabuurka aan caymis lahayn ay tahay mid sharci darro ku ah gobolka oo dhan, markaa haddii aad leedahay gaari, waxaad u baahan tahay inaad hubiso inaad buuxisay shuruudaha caymiska gobolka ee ugu yar si sharci ahaan loo wado.

Maxaad Ka Heshaa Caymiska Ugu Yar ee Dabka?

Haddii aad leedahay baabuur Maraykanka, waxaad u baahan doontaa inaad hesho caymiska baabuurka oo buuxiya shuruudaha sharciga ee ceymiska baabuurka ugu yar iyadoo lagu saleynayo sharciga gobolkaaga. Gobol kasta waa ka duwan yahay taas oo ah sababta ay muhiim u tahay in la hubiyo shuruudahaaga gobolka oo la xiriir wakiilka caymiska haddii aad su'aalo qabto.

Caymiska Caruurtu waa qasab in ka badan Dawladaha

Haddii aad ku nooshahay New Hampshire, inkastoo gobolka uusan kaa rabin inaad iibsato caymiska baabuurka si sharci ahaan loo wado, sharcigu wuxuu u baahan yahay inaad masuul ka tahay dhaqaale ahaan . Ahaanshaha dhaqaalaha masuulka ka ah macnaheedu waa:

Isku-deyidda caymiska laguma talin, tani waxay kaliya ka dhigeysaa mid dhaqaale ahaan u nugul. Virginia iyo Arizona ayaa sidoo kale ka mid ah dawladaha bixiya hab kale oo loogu talagalay shuruudaha caymiska baabuurta.

Fiiri qaybaha hoose ee Arizona, New Hampshire iyo Virgina wixii faahfaahin dheeraad ah.

Maxay ku jiraan Caymiska Ugu Yar ee Caymiska Caruurta ee looga Baahanyahay Gobolkaaga

Waxaa jira 4 nooc oo caymis oo asaasi ah oo lagu dari karo Shuruudaha Caymiska Gaarka ee Gobolka.

1. Xanibaad Dhaawac Badan

2. Xuquuqda Waxyeellada hantida

3. Badbaadinta Shakhsi ahaaneed (PIP ama No-fault)

4. Ilaalinta Baabuuraha aan caymiska lahayn / kuwa aan caymis lahayn

Dhamaan Dawladaha Miyuu Baahan Yahay Caymis buuxa

Gobolo badani waxay u baahan yihiin laba qaybood oo kore oo kor ku qoran:

Tixraac liiska hoos ku xusan si aad u fahamto waxa looga baahan yahay shuruudaha caymiska ee gobolkaaga.

Maxay Tahay Lama Adeegsan Karo Shuruudaha Caymiska Gawaarida Gobolka ee Ugu Yar?

Nambarradu waxay ka dhigan yihiin xadka caymiska gaarigaaga, tusaale ahaan:

Lambarradan isku mid ah ayaa sidoo kale lagu sheegi karaa $ 20,000 / $ 40,000 / $ 15,000.

Ma Ugu Yaqaanaan Caymiska Gobolka ee Ugu Yar?

Tani waa su'aal fiican. Muxuu wakiilkaaga caymisku kuu sheegaa in ugu yaraan aysan ku filneyn ? Dhammaan waxay kuxirantahay inta ay le'eg tahay khatarta shakhsi ahaaneed ee aad rabto inaad qaadato. Caymiska waxaa loola jeedaa in lagu ilaaliyo hantidaada hadda iyo mustaqbalka. Haddii aadan haysan caymis gaadhi kugu filan si aad u daboosho magdhowyada ay sababtay dadka ama hantida markaad shil gasho, markaa waxaa laga yaabaa in lagu dacweeyo qiimaha dheeraadka ah. Xittaa haddii aadan haysan lacag caddaan ah oo bangiga ah, ama aad leedahay hanti ku bixin kara magdhow, dakhligaaga mustaqbalka ayaa sidoo kale laga yaabaa inuu saameyn karo. Waa maxay sababta khatarta u leh?

Sida Loo Isticmaalayo Caymiska Caymiska Gobolka ee Ugu Dambeeya Codsiyada Dacwadda

In kasta oo la hirgeliyo shuruudaha ugu yar ee gobolka waa waxa loo baahan yahay si sharci ahaan loogu wadi karo gobolkaaga caymiska baabuurka, iibsashada shuruudaha caymiska ugu yar ee gobolka inta badan maaha doorashada ugu fiican.

Xasuuso in ay jiraan siyaabo kale oo lagu badbaadin karo lacagta, laguna helo qiimo jaban caymiskaaga gaariga , haddii aad hubiso inaad hesho dhammaan qiima dhimista aad xaq u leedahay, oo aad ka iibsan karto caymiskaaga shirkad caymis oo wanaagsan markaa waxaad awoodi kartaa inaad ka badan tahay gobolka caymiska ugu yar.

Tusaalaha Tusaalayaasha Lama Adeegsado Caymiska Caymiska Gobolka ee Ugu Yar yar?

Haddii shuruudaha caymiska ee ugu yar ee gobolkaagu yahay 25/50/20.

Labada lambar ee hore waxay tixraacayaan xaddidaadaha dhaawaca jirka jirka iyo lambarka saddexaadna wuxuu loola jeedaa xaddiga hantida waxyeellada ee hantida.

Labada lambar ee ugu horreeya ee 25/50/20 micnaheedu waa in shil qof kasta oo dhaawacan uu heli doono ugu badnaan ilaa $ 25,000 oo leh ugu badnaan $ 50,000 shilalka.

Si aad u fahamto sidan ka sii fiican, qiyaas haddii laba qof ay ubaahanyihiin $ 25,000, markaas ugu badnaan $ 50,000 oo shil ah waxay noqon doontaa mid ku filan. Si kastaba ha noqotee, waxa ka mid ah saddex qof oo dhaawacmay, oo u baahan $ 25,000 midkiiba. Ugu yaraan ma noqon doonto mid ku filan. Marka xaalad sidan oo kale ah, waxaad ku eegi kartaa xaalad adag oo ah in qofkii ugu horeysay uu codsan karo ugu yaraan $ 50,000 oo xaddidan waxaana lagaa yaabaa in lagaa dacweeyo inta hadhay haddii shilka uu ahaa qaladkaaga.

Lambarka ugu dambeeya wuxuu loola jeedaa wadarta guud ee caymiska shil ahaan burbur hantida, taas oo kiiskan noqon doono $ 20,000.

Bal qiyaas haddii aad ku dhufatey dhinaca aqalka ama korantada korantada, iyo waxyeelada soo gaartay waxay dhaaftay $ 20,000. Xaaladahan, shuruudaha caymiska gaariga ee ugu yar ayaa laga yaabaa inuu gaaban yahay, lagana dacwoon karo faraqa.

Xaddidnaanta Caymiska Gaarka ah ee Yar wuxuu noqon karaa mid kugu filan inaan ku Ilaalin

Way sahlan tahay in la arko sida xuduudahaani aysan dabooli karin dhammaan masuuliyadda iyo baahida burburka hantida. Hadda oo aad fahamsan tahay waxa ay tirooyinku yihiin, hubi liiska liistada shuruudaha caymiska ee gobol kasta. Eeg gobolka aad ku nooshahay si aad u aragto haddii aad dareentid raaxo leh lambarada ugu yar.

Wax kharash dheeraad ah maaha in la kordhiyo xadka caymiska gaarigaaga . U hubso inaad si ku filan u ilaaliso adoo la xiriiraya wakiilkaaga caymiska si aad ugala hadashid fursadahaaga, dooro shirkad caymis oo gaadiidka ah ee degaankaaga, oo raadso siyaabo aad ku badbaadin karto caymiskaaga auto iyada oo aanad mustaqbal dhaqaale gelin khatarta.

Liis buuxa ee Caymiska Ugu Yar ee Loo Baahan Yahay Sharci ee Gobolkaaga iyo Ka-reebista

Alabama

Alaska

Arizona

Arizona waxay leedahay xaalad gaar ah oo ku saabsan shuruudaha sharciga si aad u wado baabuurkaaga. Dhammaan darawaladu waa inay muujiyaan masuuliyadda maaliyadeed Si kastaba ha ahaatee, uma baahnid inaad haysatid caymis, si kastaba ha ahaatee, haddii aad doorato in aadan iibsan caymiska waa inaad diyaar u tahay inaad bixiso $ 40,000 bond si aad u xaqiijiso inaad bixin karto magdhow ka dhalata shil. Dabcan, dadka intooda ugu badan, iibsashada caymiska gaariga ee ugu yar waxay keenaysaa dareen dhaqaale oo badan. Waa kuwan shuruudaha ugu hooseeya ee Arizona haddii aad doorato inaad iibsato caymiska halkii aad ka bixin lahayd dammaanad:

Arkansas

California

Colorado

Connecticut

Delaware

Florida

Georgia

Hawaii

Idaho

Illinois

Indiana

Iowa

Kansas

Ilaalinta dhaawaca shakhsiga ah ($ 4,500 oo ah kharashyada caafimaadka, illaa $ 900 bishiiba naafonimada ama luminta dakhliga, $ 25 maalin kasta adeegyada guriga gudaheeda, $ 4,500 oo loogu talagalay baxnaaninta, $ 2,000 oo ah aasidda aaska ama qarashka qarashka)

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Michigan

Ilaalinta dhaawaca shakhsiyeed (aan xadidneyn) Michigan waxay bixisaa caymis qalad ah oo leh daboolin khasab ah
Ilaalinta hantida $ 1 milyan (PPI). PPI waxay bixisaa $ 1 malyuun oo loogu talagalay dhaawacaaga gaarigaaga ee ku yaal Michigan dadka kale ee hantida, sida dhismayaasha iyo deyrarka.

Minnesota

Mississippi

Missouri

Montana

Nebraska

Nevada

New Hampshire

Caymiska baabuurku qasab kuma aha New Hampshire. Si kastaba ha ahaatee, ma jiraan wax shuruud ah caymiska gaadiidka ee Gobolka New Hampshire, si kastaba ha ahaatee, sharciga gobolku wuxuu kaa rabaa inaad bixiso wixii dhaawac ah ama waxyeelo hantiyeed oo ka timaadda qalabka aad leedahay.

Sidaa darteed, inkastoo aysan jirin wax sharci ah oo kugu qasbaya in aad iibsato caymiska baabuurta ee New Hampshire, waxaa jira sharci kaa qaadi doona masruufka bixinta magdhawga. Waa inaad iibsataa ugu yaraan caymiska baabuurka ugu yar si loo ilaaliyo naftaada iyo qoyskaaga.

Kuwani waa xuduudaha caymiska baabuurka ugu yar ee la heli karo markaad go'aansato inaad iibsato caymiska:

New Jersey

New Mexico

New York

North Carolina

Waqooyiga Dakota

Ohio

Oklahoma

Oregon

Pennsylvania

Rhode Island

South Carolina

Koonfurta Dakota

Tennessee

Texas

Utah

Virginia

Virgina waxay leedahay xaalado gaar ah oo ku saabsan caymiska baabuurka. Uma baahnid inaad iibsato caymiska baabuurka, sida uu qabo DMV, Virginia waxay u baahan tahay in darawallada oo dhan ay helaan habka lagu bixinayo dhaawacyada ama dhaawaca hantida ee keenaya shil baabuur. Caymiska baabuurka ugu yar waa hal dariiq oo lagu buuxinayo shuruudahan. Kuwaasi waa Virginia ugu yaraan:

Vermont

Washington

Washington DC

West Virginia

Wisconsin

Wyoming