Habka Bixinta
Waxaa jira farqi yar oo ka mid ah habka maalgashadayaashu u iibsan karaan miisaaniyada la wadaago marka la barbar dhigo ETFs.
Miisaaniyad isku dhafan ayaa si toos ah looga iibsadaa shirkad soo saarta ama iyada oo loo marayo la taliyaha maaliyadeed, laakiin sidoo kale waxay ka helayaan xisaabaadyada arimaha khuseeya. Inkasta oo khidmado badani aysan lahayn khidmo iibsi oo hor leh ama horay loo soo iibsado, maal-galiye oo bixiya khidmadda iibsashadu waxay noqoneysaa mid adag in lagu hayo waxqabadka ETF-yada ka dib marka laga jaro qiimaha lacagtan lagu soo rogo dib-u-celintooda. ETFs ma laha culeys, taas oo ah mid lagu daray, laakiin waxay leeyihiin khidmad lagu iibsado maaddaama ay soo iibsadaan oo iibiyaan oo kaliya sida kaydka. Tani waxay sidoo kale u baahan tahay maalgashadayaasha inay sameeyaan koontooyin arxan-darro ah, taas oo aysan khasab ku ahayn in ay sameeyaan si ay u iibsadaan sanduuqa labada dhinac.
Maalgashadayaashu waa inay saameeyaan kharashyadaas oo dhan (khidmadaha iyo kharajyada lacag-bixinta) fekerkooda markay qiimeeyaan kharashka iyo faa'iidooyinka maalgalinta labada dhinac ee ETFs.
Qarashka
Kharashyada waa furaha muhiimka ah ee u dhaxeeya miisaaniyadda iyo ETFs. Isku xirka celceliska dulsaarka dulsaarka ee duleelka ah wuxuu leeyahay kharashka sanadlaha ah ee 0.61%, laakiin celceliska duleelka ETF ayaa leh kharash dhan 0.40%.
Farqiga 21 dhibcood oo ah (0.21 dhibcood dhibcood) ma noqon karaan kuwo u muuqda, laakiin waqti ka dib waxay yeelan kartaa saameyn wax ku ool ah oo ku yimaada soo celinta sababtoo ah saameynta kudhaca qiimaha isku-darka ayaa ku jirta sanadka waxqabadka sanadka ka dambeeya. Khidmadda sare waxay ka walwalsan tahay maalgelinta dammaanadda, halkaas oo celceliska sanadlaha la rajeynayo uu yahay mid cakiran, 0.21 dhibcoodna waxay noqon karaan qaniinyo culus oo ka yimaada faa'iidada maalgashadayaasha.
Tani waxay xitaa ka badan tahay tixgelinta la bixiyay iyadoo la bixiyay wax -soo-saarka xad -dhaafka ah ee hoos-u-dhaca qiimaha sare leh.
Waxqabadka
Jadwalkan hoose wuxuu muujinayaa dib udhaca xisaabaadka isbarbardhigga iyo duleelka ETF ee qeybaha gaarka ah muddooyinka saddexda sano iyo shan sano ah dhammaaday Juun 30, 2014.
Maskaxda ku hay in mararka qaarkood dib u soo noqoshada ay ku dhejiyaan qaybta yar ee qaybta la siinayo muddada shanta sano ah. Tusaale ahaan, waxaa jirey ETF bond dhererkoodu yar yahay, taas oo ka caawisa sharraxaadda farqiga weyn ee waxqabadka ee qaybtaas.
Xogta maalgalinta ee isku-dhafan ayaa laga helayaa bogga Morningstar ee boggiisa soo noqoshada, ETF soo laabashadu waxay ka timid xarunta ETF ee Yahoo! Maaliyadda.
| Qeybta | Soo Celinta 3-Sano | Soo Celinta 5-Sano |
| Bixinta Xilliga Dhamaadka (Maalgelinta Mutayareedka) | 0.93% | 1.67% |
| Ultrashort Bond Bond (ETFs) | 0.95% | 0.34% |
| Bond-Short Term (Fund Mutual) | 1.85% | 3.21% |
| Bixinta Gaaban (ETFs) | 1.96% | 2.68% |
| Bond Dhexe Dhexe (Maalgalin Mutual) | 4.08% | 6.02% |
| Bixinta Dhexe ee mudada-dhexe (ETFs) | 3.38% | 4.64% |
| Miisaaniyadda Qaranka ee Miyiga (Maalgalin Mutual) | 1.63% | 2.16% |
| Gaaban Qaran ee Degmada (ETFs) | 1.26% | 1.65% |
| Iskuduwaha Qaranka ee Degmada (Maalgalinta Mutayareedka) | 4.23% | 4.96% |
| Iskuduwaha Qaranka ee Degmada (ETFs) | 4.37% | 5.43% |
| Mudada Qaran ee Qaranka (Maalgalinta Mutayareedka) | 5.61% | 6.06% |
| Long State National Long (ETFs) | 6.04% | 6.25% |
| High Yield Muni (Maalgalin Mutual) | 7.21% | 8.51% |
| High Yield Muni (ETFs) | 7.45% | 8.47% |
| Badbaadinta Dhawrsoon (Maalgalin Mutual) | 2.63% | 4.88% |
| Sicir-bararka korontada (ETFs) | 3.22% | 5.43% |
| Bixinta Shirkadda (Miisaaniyada Mutayareedka) | 6.17% | 8.50% (7/11) |
| Bixinta Shirkadaha (ETFs) | 6.18% | 7.67% |
| High Yield (Maalgalin Mutual) | 8.24% | 12.57% |
| High Yield (ETFs) | 7.82% | 11.90% |
| Amaah Bangi | 5.06% | 7.77% |
| Bankiga Amaahda (ETFs) | 4.95% | n / a |
| Bondka Adduunka (Maalgalin Mutual) | 3.43% | 6.02% |
| Bixinta Adduunka (ETFs) | 3.27% | 3.61% |
| Bixinta Suuqa Suuqa (Maalgalin Mutual) | 3.84% | 9.29% |
| Bixinta Xayeysiinta Suuqa (ETFs) | 3.10% | 9.98% |
Faa'iidada waxqabadka waxay dhiirrigelisaa maalgelin isdhaafsi ah, oo laga yaabo inay noqoto mid aad u la yaab leh oo la siiyo kobaca dhaqaalaha ETF sannadihii la soo dhaafay. Boqolkiiba ka badan oo ka mid ah miisaaniyadda maaliyadeed ayaa si firfircoon loo maamulaa marka la barbardhigo ETFs, sidaa daraadeed heerkoodu sarreeyo waxay muujinayaan in maalgashadayaashu ay qiime u yeeshaan kharashyada badan.
Faa'iido kale oo ka mid ah miisaaniyadda maalgashi waa in qiimaha ayan ka noqonin qiimaha macaamiisha aasaasiga ah ee faylalka muddada xiisadaha suuqa, taas oo ku dhici karta ETFs.
Qeybta hoose: hubso in aad si taxadar leh u tixgeliso tixgelinta goorta aad go'aan gaari doonto, oo ay ku jiraan arrimaha canshuurta, kharashka iyo natiijooyinka mudada dheer ee miisaaniyada gaarka ah ee aad ka fekereyso iibsashada.